:root{
  --navy:#0e1c36;
  --navy-2:#132647;
  --navy-3:#1b3260;
  --gold:#c9a45c;
  --gold-soft:#e3cc97;
  --slate:#7894b4;
  --slate-2:#a9bdd3;
  --mist:#eef2f7;
  --cream:#f7f4ec;
  --ink:#1c2433;
  --muted:#5a6678;
  --line:rgba(201,164,92,.35);
  --radius:14px;
  --max:1140px;
  --serif:"Cormorant Garamond",Georgia,"Times New Roman",serif;
  --sans:"Jost",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.65;color:var(--ink);background:var(--cream);-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--navy-3)}
a:hover{color:var(--gold)}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.15;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(2.4rem,5.5vw,4.2rem);letter-spacing:-.01em}
h2{font-size:clamp(1.9rem,3.6vw,2.8rem)}
h3{font-size:1.5rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.eyebrow{font-family:var(--sans);text-transform:uppercase;letter-spacing:.22em;font-size:.78rem;font-weight:500;color:var(--gold);margin-bottom:14px;display:inline-block}
.lede{font-size:1.18rem;color:var(--muted);max-width:640px}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--navy);padding:8px 14px;z-index:100}
.skip:focus{left:12px;top:12px}

/* header */
.site-header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50;border-bottom:1px solid rgba(201,164,92,.25)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
.brand svg{width:40px;height:40px}
.brand-name{font-family:var(--serif);font-size:1.45rem;font-weight:600;letter-spacing:.02em;line-height:1}
.brand-name small{display:block;font-family:var(--sans);font-size:.62rem;letter-spacing:.28em;text-transform:uppercase;color:var(--gold-soft);margin-top:5px;font-weight:400}
.menu{display:flex;align-items:center;gap:28px;list-style:none;margin:0;padding:0}
.menu a{color:#dfe6f0;text-decoration:none;font-size:.95rem;letter-spacing:.02em}
.menu a:hover,.menu a[aria-current=page]{color:var(--gold-soft)}
.menu .btn{color:var(--navy)}
.nav-toggle{display:none;background:none;border:1px solid rgba(255,255,255,.3);color:#fff;border-radius:8px;padding:8px 12px;font:inherit;cursor:pointer}

/* buttons */
.btn{display:inline-block;background:var(--gold);color:var(--navy);text-decoration:none;font-weight:500;padding:13px 26px;border-radius:999px;letter-spacing:.03em;border:1px solid var(--gold);transition:background .2s,color .2s,transform .2s}
.btn:hover{background:var(--gold-soft);color:var(--navy);transform:translateY(-1px)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn-ghost:hover{background:rgba(255,255,255,.08);color:#fff}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-sm{padding:9px 18px;font-size:.9rem}
.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}

/* hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(120,148,180,.28),transparent 60%),linear-gradient(180deg,var(--navy) 0%,var(--navy-2) 100%);color:#e8edf5;position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center;padding-top:96px;padding-bottom:104px}
.hero h1{color:#fff}
.hero h1 em{font-style:italic;color:var(--gold-soft);font-weight:500}
.hero .lede{color:#c3cfdf}
.hero-mark{justify-self:center;width:min(340px,80%);opacity:.95}
.hero-meta{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:34px;font-size:.9rem;color:var(--slate-2)}
.hero-meta span::before{content:"";display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--gold);margin-right:10px;vertical-align:middle}
.page-hero{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-2) 100%);color:#dce4ef;padding:80px 0 72px}
.page-hero h1{color:#fff;font-size:clamp(2.2rem,4.8vw,3.6rem)}
.page-hero .lede{color:#c3cfdf}

/* sections */
section{padding:92px 0}
.section-slate{background:var(--slate);color:#fff}
.section-slate h2,.section-slate h3{color:#fff}
.section-slate .eyebrow{color:var(--navy)}
.section-mist{background:var(--mist)}
.section-navy{background:var(--navy);color:#dce4ef}
.section-navy h2,.section-navy h3{color:#fff}
.head{max-width:720px;margin-bottom:48px}
.center{text-align:center;margin-left:auto;margin-right:auto}
.rule{width:64px;height:2px;background:var(--gold);border:0;margin:0 0 22px}
.center .rule{margin-left:auto;margin-right:auto}

/* grids / cards */
.grid{display:grid;gap:26px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border-radius:var(--radius);padding:34px 30px;border:1px solid rgba(14,28,54,.08);box-shadow:0 1px 2px rgba(14,28,54,.04),0 12px 32px -18px rgba(14,28,54,.25);display:flex;flex-direction:column}
.card h3{margin-bottom:.35em}
.card p{color:var(--muted)}
.card .more{margin-top:auto;font-weight:500;text-decoration:none;color:var(--navy-3)}
.card .more::after{content:" \2192"}
.card.featured{background:var(--navy);color:#dce4ef;border-color:var(--gold)}
.card.featured h3{color:#fff}
.card.featured p{color:#c3cfdf}
.card.featured .more{color:var(--gold-soft)}
.tag{display:inline-block;font-size:.72rem;text-transform:uppercase;letter-spacing:.18em;color:var(--gold);margin-bottom:12px}
.icon{width:44px;height:44px;margin-bottom:18px;color:var(--gold)}

/* steps */
.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;list-style:none;padding:0;margin:0}
.steps li{position:relative;padding:28px 24px 26px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:var(--radius)}
.section-mist .steps li,.plain .steps li{background:#fff;border-color:rgba(14,28,54,.1)}
.steps li::before{counter-increment:step;content:counter(step,decimal-leading-zero);font-family:var(--serif);font-size:2.4rem;color:var(--gold);display:block;line-height:1;margin-bottom:12px}
.steps h3{font-size:1.3rem}
.steps p{margin:0;font-size:.97rem;opacity:.9}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.portrait{aspect-ratio:4/5;border-radius:var(--radius);background:linear-gradient(160deg,var(--navy-3),var(--navy));display:grid;place-items:center;border:1px solid var(--line);position:relative;overflow:hidden}
.portrait svg{width:46%;opacity:.9}
.portrait figcaption{position:absolute;bottom:18px;left:0;right:0;text-align:center;color:var(--slate-2);font-size:.85rem;letter-spacing:.12em;text-transform:uppercase}
.creds{display:flex;flex-wrap:wrap;gap:8px;margin:18px 0 24px;padding:0;list-style:none}
.creds li{font-size:.82rem;border:1px solid var(--line);border-radius:999px;padding:5px 14px;color:var(--navy-3);background:#fff}

/* price */
.price-card{background:var(--navy);color:#dce4ef;border-radius:18px;padding:44px 40px;border:1px solid var(--gold);position:relative}
.price-card h3{color:#fff;font-size:1.8rem}
.price{font-family:var(--serif);font-size:4rem;color:var(--gold-soft);line-height:1;margin:10px 0 6px}
.price small{font-family:var(--sans);font-size:1rem;color:var(--slate-2);margin-left:6px}
.checks{list-style:none;padding:0;margin:22px 0 28px}
.checks li{padding:8px 0 8px 32px;position:relative;border-bottom:1px solid rgba(255,255,255,.08)}
.checks li::before{content:"";position:absolute;left:4px;top:15px;width:12px;height:7px;border-left:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(-45deg)}
.light .checks li{border-bottom-color:rgba(14,28,54,.08)}

/* tables */
.tools{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--radius);overflow:hidden;font-size:.97rem}
.tools th,.tools td{text-align:left;padding:14px 18px;border-bottom:1px solid rgba(14,28,54,.08);vertical-align:top}
.tools th{background:var(--navy);color:var(--gold-soft);font-weight:500;letter-spacing:.05em;font-size:.85rem;text-transform:uppercase}

/* faq */
.faq{max-width:820px;margin:0 auto}
.faq details{background:#fff;border:1px solid rgba(14,28,54,.1);border-radius:12px;margin-bottom:14px;padding:0 24px}
.faq summary{cursor:pointer;list-style:none;padding:20px 30px 20px 0;font-family:var(--serif);font-size:1.3rem;font-weight:600;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:14px;font-size:1.8rem;color:var(--gold);font-family:var(--sans);font-weight:300}
.faq details[open] summary::after{content:"\2212"}
.faq details p{color:var(--muted);padding-bottom:6px}

/* contact */
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{padding:18px 0;border-bottom:1px solid rgba(14,28,54,.1)}
.contact-list span{display:block;font-size:.75rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold)}
.contact-list a,.contact-list strong{font-family:var(--serif);font-size:1.5rem;color:var(--navy);text-decoration:none;font-weight:600}
.notice{background:#fff;border-left:3px solid var(--gold);padding:18px 22px;border-radius:8px;color:var(--muted);font-size:.95rem}

/* cta band */
.cta-band{background:linear-gradient(120deg,var(--navy) 0%,var(--navy-3) 100%);color:#dce4ef;text-align:center;padding:84px 0}
.cta-band h2{color:#fff}
.cta-band .actions{justify-content:center}

/* footer */
.site-footer{background:#0a1528;color:#9fb0c6;padding:64px 0 28px;font-size:.93rem}
.site-footer a{color:#c7d3e2;text-decoration:none}
.site-footer a:hover{color:var(--gold-soft)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}
.site-footer h4{font-family:var(--sans);font-size:.75rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);font-weight:500;margin-bottom:16px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:8px}
.foot-base{border-top:1px solid rgba(255,255,255,.08);margin-top:48px;padding-top:22px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:.82rem;color:#7d8ea6}
.crisis{font-size:.85rem;color:#8ea0b8;margin-top:14px}

/* responsive */
@media (max-width:980px){
  .g3,.g4{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:860px){
  .nav-toggle{display:block}
  .menu{display:none;position:absolute;top:76px;left:0;right:0;background:var(--navy);flex-direction:column;align-items:flex-start;gap:0;padding:8px 24px 22px;border-bottom:1px solid var(--line)}
  .menu.open{display:flex}
  .menu li{width:100%}
  .menu a{display:block;padding:12px 0}
  .menu .btn{display:inline-block;margin-top:10px;padding:11px 22px}
  .hero .wrap{grid-template-columns:1fr;padding-top:64px;padding-bottom:72px}
  .hero-mark{display:none}
  .split{grid-template-columns:1fr;gap:36px}
  .g2{grid-template-columns:1fr}
}
@media (max-width:600px){
  body{font-size:16px}
  .wrap{padding:0 16px}
  section{padding:64px 0}
  .g3,.g4,.steps,.foot-grid{grid-template-columns:1fr}
  .price-card{padding:32px 24px}
  .tools th,.tools td{padding:12px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.cta-band .lede,.section-navy .lede,.section-navy p{color:#c3cfdf}.section-slate .lede{color:#eef2f7}